How we approach savings
Our Model
Safety First
Our Approach:
The safety of your money is our number one priority so we only select savings options that provide a very, very high likelihood of security.
We grow your money with mutual funds, money market accounts, government bonds, credit-backed assets, capital market assets, and treasury bills. The pooled resources give us access to the safest and most sophisticated high-yield savings options in the global market.
We place a high value on safety so our savings are weighted towards bonds and money market accounts.
Implications:
- No experiments.
- No speculations.
- No risky gambits.
Good Returns
Our Approach:
We are focused on helping you attain growth for the long term. Our goal is to walk with our clients from their first job until they retire to live off the proceeds of their savings.
Implications:
- Conservative: 85% money market.
- Balanced: 10% stock/credit backed instruments.
- Highest return/risk: 5% derivatives/growth stock.
Long Time Perspective
Our Approach:
We are focused on helping you attain growth for the long term. Our goal is to walk with our clients from their first job until they retire to live off the proceeds of their savings.
Implications:
- We pursue growth cautiously.
- We pay compound interest to maximize growth.