Financial Independence

In the last six months, we have built an array of investment products to change the way people build their financial futures. If you desire financial freedom, you can attain it with Overwood Prime, Overwood Dollar, or Overwood Child. The goal of our products is to make it easy for you to access safe and valuable investments whether you have 50,000 Naira or 500 million Naira. Here’s all you need to know about the Overwood products. 

Let’s start with our flagship product – Overwood Prime. 

OVERWOOD PRIME

Overwood Prime is our flagship product that emphasizes fund safety and principal protection. With a minimum investment amount of ₦50,000, OVERWOOD PRIME suits investors who are looking for long-term growth and want to protect their investment against market fluctuations.

OVERWOOD PRIME is focused on the preservation and safety of the capital invested. We aggregate funds from our clients, select the best and safest instruments in our market, diversify and adjust as needed, and distribute daily dividends proportionately.

OVERWOOD PRIME returns 8%-15% per annum compounded daily, and you can withdraw at any time, once every quarter with no penalty.

Our portfolio strategy is a conservative approach designed to minimize the risk to the invested capital while guaranteeing good returns. 80% of the fund’s net assets are invested in dividend-paying money market instruments, and 15% in other pooled investment vehicles with higher returns (stock, credit instruments, agro-instruments, etc). The remaining 5% of the fund is placed in riskier assets (derivatives and algorithmic trading) with extremely high returns.

The minimum investment amount for OVERWOOD PRIME is ₦50,000 and you can top-up at any time, with a minimum of ₦20,000. Learn more about Overwood Prime.

Benefits of investing in Overwood Prime

• Fund safety.
• Good returns.
• Daily dividends.
• Compound gains.

How to invest in Overwood Prime

1. Login to your dashboard.
2. Navigate to Overwood prime, and click on “invest”.
3. Specify the amount you want to invest.
4. Click on the signature box to sign.
5. Click on “complete transaction”.
6. Transfer your principal to Overwood.
7. Monitor your daily dividends.

How to withdraw

1. Click on the ‘withdraw’ button on your dashboard.
2. Confirm and verify your details.
3. Input the amount you would like to withdraw.
4. We will credit your bank account within 24 hours.

OVERWOOD DOLLAR

The dollar fund was designed for investors looking to hedge their funds against currency depreciation.

With a minimum investment amount of $200 (the Naira equivalent), you can invest in OVERWOOD DOLLAR and earn significantly higher returns than what is obtainable from the market.

The objective of our dollar fund is to achieve income generation and capital appreciation in the long term for investors, in dollars. The fund is open to anyone who desires exposure to dollar-denominated income securities. Investors can invest their funds in Naira but it will always be held in US Dollars.

OVERWOOD DOLLAR is a 100% money market fund, which is the least aggressive instrument in our portfolio. This is because the entire goal of this product is principal protection.

Our Dollar fund is meant for long-term investments of at least 1 year. This is to ensure that your money appreciates over time.

Benefits of investing in the fund

• Capital appreciation.
• 5% returns per annum compounded daily.
• Fund safety.
• Daily dividends; and
• Diversified portfolio.

How to invest in Overwood Dollar Fund

1. Login to your dashboard.
2. Navigate to Overwood dollar, and click on “invest”.
3. Specify the amount you want to invest in Naira (at the prevailing exchange rate).
4. Click on the signature box to sign.
5. Click on “complete transaction”.
6. Transfer your principal to OVERWOOD.
7. Monitor your daily dividends.

How to withdraw

1. Click on the ‘withdraw’ button on your dashboard.
2. Confirm and verify your details.
3. Specify the amount you would like to withdraw.
4. OVERWOOD will process your withdrawal within 24 hours.

Learn more about Overwood Dollar.

OVERWOOD CHILD FUND

OVERWOOD CHILD provides an opportunity for parents to plan for the payment of school fees and other educational needs of their children. It is designed for investors looking to grow the funds earmarked for their children’s current and future school fees. 

The objective of the OVERWOOD CHILD education fund is to help parents provide the best possible education for their children, so they attract a higher interest rate (about 0.50% higher) than our flagship OVERWOOD PRIME in exchange for less flexibility in withdrawal terms.

OVERWOOD CHILD investors can withdraw from their account during the school fees payment period without any penalty (January 1-7, April 1-7, and September 1-7).

The minimum investment amount for OVERWOOD CHILD is ₦50,000, and its portfolio composition is 75% money market, 20% stock/credit-backed instruments, and 5% derivatives and algorithmic trading.

Benefits of the child fund

• Fund safety.
• Competitive returns.
• Fund security for the future education of your child.
• Daily dividends on investment.

How to invest in Overwood Child

The first step is to create an Overwood child account for your child/ward. To create a child account;

1. Navigate to “Overwood child” on your dashboard, and click on “create new child”.
2. Fill in the details and click on “create account”.
3. Navigate to your Overwood child dashboard, and click on “invest”.
4. Specify the amount you want to invest.
5. Click on the signature box to sign.
6. Click on “complete transaction”.
7. Transfer your principal to Overwood.
8. Monitor your daily dividends.

How to withdraw

1. Click on the ‘withdraw’ button on your Overwood child dashboard.
2. Confirm and verify your details.
3. Specify the amount you would like to withdraw.
4. We will credit your bank account within 24 hours.

Learn more about Overwood child.

ABOUT OVERWOOD

We started OVERWOOD with one goal – to make safe, high-yield investments accessible to regular people. We are focused primarily on the safety of the funds under our management, and our core values are diligence, integrity, self and mutual respect, and customer service. Learn more about us here.

How to register with Overwood 

1. Visit our website.
2. Click on “create account”.
3. Fill in your details and create an account.
4. Verify your email address.
5. Fill in with your personal and “next of kin” information on your dashboard.
6. Register your preferred Bank Account from which all transactions will be processed.