Every financial decision you make can either bring you closer to being wealthy or take you further away. Developing some basic habits and making intentional choices can be the difference…
While everyone’s personal finance journey is different, there are key steps we all need to take at certain stages in life to ensure we have and we can enjoy what…
Kalu is an astute banking and asset management professional with over 20 years of extensive experience in capital market operations, investment and asset management, and pension services. His skill sets…
Paying yourself first helps you create a long-term healthy financial habit of prioritizing saving over spending. The trick is to save immediately you get paid rather than save what’s left…
Our first TweetChat of the year featured @gabrielomin who gave us insights on common money mistakes which also happened to be the title of his latest book “45 Common Money…
Knowing how to build your emergency fund can help you navigate through unexpected life events without having to worry about your finances. It’s a vital component of any good financial…
Everyone is looking for a new start after the challenges faced in 2020. There might be reasons to be cautiously optimistic about 2021, but that doesn’t stop you from preparing…
Diversification is a powerful concept that helps minimize risk while promising returns. The wider your portfolio spread, the less dependent you’ll be on the unpredictable value development of individual securities.…
Festive seasons are exciting times, but they could end up leaving your finances unprepared for what comes after. With all the holiday discounts, gift-giving, and social events taking place during…
Our investment goals never stay the same over our investing years. As people grow older they tend to develop concerns regarding their investments that were not a priority consideration in…
Recently, Nigeria entered its second recession in the last 5 years. In this article, we will try to explain what happens during a recession, how it may affect us, and…
Overwood Academy: Learn to Make, Keep and Grow Money We started OVERWOOD with one goal – to make safe, high-yield investments accessible to regular people. We believe that by…
In the 21st century knowing how to manage & grow your wealth is a superpower that can only be fueled by Financial Literacy. It is a concept that isn’t as…
At the end of 2015, 1 U.S. dollar was worth N199, and today, it is worth N463(parallel market). This shows that the concept of devaluation and inflation is not very…
Once you’ve gotten a hold of managing your finances effectively, it is time to start investing. As a novice investor, you will probably have a lot of questions like, “how…
The most important rule of investment is the need for portfolios instead of individual investments. An investment portfolio will enable you to be more strategic with investments while reducing the…
The word ‘retirement’ means different things to different people. For some, it could mean relaxing on your bed on a Monday morning with no work concerns. For others, it is…
Ever thought of growing your funds with minimal effort? Compound interest is a powerful tool that could help you reach your financial goals effortlessly if you put your money to…
There is a simple principle that makes budgeting easy. The 50/30/20 budget rule helps you allocate your finances in a manner that is effective and financially productive. This principle was…
Savings and investments are often used interchangeably, however, they are two very different tactics to reaching your financial goals. Understanding the concepts of saving and investing, and knowing the difference…
Financial freedom means different things to different people, but a general consensus is that you’ve reached the most basic financial freedom when you have enough money coming in that you…
With coronavirus disrupting our daily lives, many people are worried about the effects on their budgets. Some people are naturally good at saving money, while for others money is something…
The current pandemic is a situation we have little or no control over, but what we can control is how we respond to it. It’s advisable now more than ever,…
Everything feels dire right now. The effects of the current pandemic can be wide-ranging concerning your finances and your well-being. It’s okay to feel overwhelmed but don’t panic. Remember the…
During uncertain times, it is vital to get proper financial advice. Due to the pandemic, there has been temporary closure of businesses, schools and other public facilities and events. While…
